Nothing else helps us keep track of the ups and downs in the stock market world than blogs.
Aside from the usual reports on the latest news and updates, blogs offer us a new perspective on stock market. This is especially helpful for those investors who are still treading the waters.
Blogs provide a space to discuss topics about the industry. More importantly, they give us insights and opinions that ultimately help shape the world of the stock market.
In Singapore, where the financial environment is very much alive and well, blogs are one of the best places to learn about investing.
Over here is the 10 Singapore investment blogs we think you should follow.
1. The Motley Fool (SG)
If you have been around for some time in the financial business, then you must have stumbled upon is a personal blog managed by Brian Halim. His entire blog keeps track of his: “pursue of financial independence by the age of 35.”
By this, he means to have a passive income that would cover 1.5x of his expenses.
Brian Halim is a financial controller in a logistic industry with 9 years worth of experience.
Now at 32, Halim only has 3 years left to reach his goal. …read more
Penny stocks sound so enticing for first-time investors due to its low trading prices.
That is why it is easy to understand how a number of people often engage with penny stocks; most especially in Singapore where the .
Furthermore, penny stocks are known to possess this characteristic. It is that penny stocks have small market capitalization.
This points to the small total dollar value of a company’s outstanding shares in comparison to the average listed company.
Penny stocks companies in Singapore have a market cap under S$10 million.
After we have familiarized ourselves with the definition of penny stocks, let us head on now to investing.
Should you or should you not take a shot with it? Below are the answers.
6 Things To Know About Penny Stocks
One thing that stands out about penny stocks is that it carries higher risks than larger companies. Investopedia even wrote:
I’ve always taken a bit of pride in being “different” from the mainstream herd.
By Lionel Yeo
Every year, I do an annual review where I look back at the past year and write down what I did well, what I could have done better, and a couple of lessons to distill from the journey. I also take a look at my personal / professional goals that I set the year before, and score how well I did on them.
Why do I do this? Two reasons:
- It reminds me about what I’ve accomplished in the past year. We often forget or undervalue our accomplishments especially when life gets crazy, and it’s good to take time off to appreciate what we’ve achieved.
- It helps me tease out lessons and patterns which I can apply for the future. For example, in understanding where my strengths and weaknesses are, I can set more focused goals for the New Year
I’ve been doing this for the past 2 years, and it’s always been a super useful exercise. If you haven’t done some sort of annual review, I’d definitely encourage you to take some time off to do it, even if it only exists on your computer. (Case in point: I published my 2015 annual review, but my 2016 review remains only …read more
ETFs allow investors to invest in a basket of assets with minimal effort.
Alvin explores how you can maximise ETF investing to build your wealth in this webinar.
Look out for these investing knowledge bombs:
- 2:33 – The painful truth about relying on financial advisors blindly
- 5:36 – Why Investment-Linked Policies (ILPs) are ticking time bombs, as explained by an insider from the insurance field
- 7:16 – What is an Exchange-Traded Fund (ETF)?
- 8:02 – What is an Index?
- 9:15 – What is the Straits Times Index (STI)?
- 13:02 – What does ‘Passive’ mean in investing, can you be profitable if you are investing passively?
- 14:40 – The #1 feature of ETFs that gives you an advantage over those who invest in unit trusts.
- 23:48 – Why are financial advisors trying to avoid ETFs for their clients?
- 26:47 – 4-point checklist to selecting the right ETF for your portfolio
- 30:16 – How to find ETFs in Singapore, and how to filter for suitable ETFs
- 38:45 – List of ETFs that anyone can start investing in today
- 42:44 – STI-ETF: SPDR vs Nikko AM
- 46:57 – Lump Sum Investing vs Dollar Cost Averaging
- 51:21 – Comparison …read more
The top minds in Economics have been trying to crack the code to profitable investing for over 40+ years.
They have finally found something practical and useful. They found characteristics that are almost perpetually present in stocks that provided great returns. These characteristics are termed as ‘Factor’ and the methodology, Factor-Based Investing.
In this video, Alvin reviewed the book ‘Your Complete Guide to Factor-Based Investing’ by Andrew L. Berkin and Larry E. Swedroe.
He shares his biggest takeaway from this book, that will be very useful for small investors.
Look out for these tidbits in this video:
- 0:00 – Introduction to the book, and why is Alvin thinks this book will allow you to invest better
- 2:05 – What is Factor-Based Investing?
- 4:06 – The ‘Fathers’ of Factor-Based Investing and the pursue for excess investing returns
- 6:08 – 5 criteria that a Factor MUST meet in order to be valid (i.e. if a factor meets these criteria, you will be able to exploit it for higher returns
- 11:38 – Factor #1, Market Beta
- 16:32 – Factor #2, Size
- 18:05 – Factor #3, Value
- 21:25 – Factor #4, Momentum
- 27:22 – Factor #5, <a target="_blank" …read more
One common complaint about CPF is its “untouchability”.
Due to its restrictions and specific uses, the savings put into the CPF can often be left untouched until one is turning , should you decide to invest, any amount gain from the investment will return back to your CPF accounts. The purpose, of course, is to encourage Singaporean to save for retirement.
On your end, if you want to invest, you should think about investing with the future in mind. Since you will likely to yield the benefit only 20 to 30 years later presuming you are a young adult.
CPF Investment Financial Instruments
We have mentioned above that you can invest your money in a variety of financial instruments. These are as follows:
- Shares and loan stocks
- Unit trusts
- Government bonds
- Statutory board bonds
- Bank deposits
- Fund management accounts
- Endowment insurance policies
- Investment-linked insurance …read more
By email@example.com (Singapore Man of Leisure)
Of course I don’t believe!
By VA Drwealth
Singapore is undeniably one of the small city-states that continually impress with her thriving economic system.
This can be greatly seen in the number of startups that are growing in the country. Just in 2015, the number of start-ups reached 48,000.
One of the reasons behind the rise is the presence of venture capital firms. The role these firms have is to provide capital, technical resources and business advice to increase their likelihood of success.
Venture capital firms, as explained in Investopedia, are a group of investors, investment banks, and any other financial institution that provides venture capital. Note that on the other hand, an individual investor who invests in startup is called angel investor.
By Alvin Chow
We started this annual letter tradition since 2015. You can read the previous years’ letters here:
We have combined some of our courses to form our flagship Factor-Based Investing Course (FBIC). The response has been very good since we launch the course.
We are also pleased that we are the first to adopt a research-based and quant way to stock investing.
We have also written a comprehensive guide on Factor-Based Investing which you can read for free.
UPGRADING the Personal Finance Fundamentals Course
The Bonds course has also been combined into the Personal Finance Fundamentals Course (PFMC) from 2018 onwards.
Investor education continue to be our core offering, and we are looking forward to help more people invest better in years to come.
Dr Wealth Portfolio Performance
Most investors are doing well in 2017.
While the Straits Times Index seemed to do well this year, it has only gained 12% over the past 4 years while our portfolio returned 53%. (investment performance accurate as of 1st dec).
We invested in Singapore, Malaysia and Hong Kong stocks. The return above excludes dividends but includes forex gains or losses when converted to the Singapore Dollar.